What type of insurance is legally required to ride a motorcycle in Montana?

In Montana, the legally required type of insurance for riding a motorcycle is liability insurance. This form of coverage is essential because it protects you from financial loss if you are found to be at fault in an accident that causes injury to another person or damage to their property. Liability insurance ensures that victims of your actions can recover damages, covering medical expenses and repairs, thereby fulfilling the legal obligation to compensate others for harm caused.

The requirement for liability insurance reflects broader public safety concerns and helps ensure that all motorcyclists can share the road responsibly. It is important to note that while collision, comprehensive, and personal injury protection insurance can provide additional layers of coverage, they are not mandated by law in Montana for motorcycle operation.